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Q. 23. Explain any four amendments made in the Constitution as a major step towards decentralization, in order to make the third tier of democracy more powerful and effective. 4×1=4

Ans. See Q. 23, Additional Questions, Chapter 2. [Page PS-20

Q. 24. Taking the example of Netherlands and Northern Ireland, explain the effects of overlapping and cross cutting social differences. 2+2=4

Ans. See Q. 10, Additional Questions, Chapter 3. [Page PS-26

Q. 25. Explain any four reasons why political parties need to overcome the challenge of money and muscle power. 4×1=4

Ans. See Q. 13, Additional Questions, Chapter 6. [Page PS-51

Q. 26. Define the term ‘Unorganized Sector’. Explain any three reasons why people like to work in the organized sector. 1+3=4

Ans. Unorganized Sector is characterised by small and scattered units which are outside the control of the government. There are no rules and regulations in the unorganised sector and jobs here are low paid and irregular and employment is not secure. Three reasons why people like to work in the organized sector:
(i) Workers enjoy security of employment and are expected to work only a fixed number of hours.
(ii) Workers also get several benefits from the employers. They get paid leave, payment during holidays, provident fund, gratuity, pension on retirement, etc.
(iii) Workers get medical benefits and also enjoy facilities like safe working environment, clean drinking water, etc.

Q. 27. Study the graph carefully and answer the questions that follow:

Ans. (27.1) Formal sources: Commercial Banks and Co-operative Societies. Informal sources: Moneylenders, Relatives and friends.
(27.2) Two reasons why co-operative societies and banks need to lend more:
(i) Formal sources of credit such as banks and co-operative societies function as per the rules and guidelines laid down by the Reserve Bank of India. They maintain stipulated cash balance and cash reserves. Their operations are supervised by the Reserve Bank and they cannot charge any rate of interest from the borrowers according to their whims. Banks provide affordable credit at reasonable rates of interest.
(ii) There is no organisation that supervises the credit activities of lenders in the informal sector. They lend at whatever rate they choose and use unfair means to get their money back. Thus, it is necessary that banks and co-operatives increase their lending, especially in rural areas.

The following question is for the Blind Candidates only, in lieu of Q. No. 27.
(27.1) What role does the Reserve Bank of India (RBI) play in supervising the functions of formal sector of loans? Give any two points.
(27.2) Explain any two demerits of informal sector of loans. 2+2=4

Ans. (27.1) See Q. 8, Textbook Questions, Chapter 3. [Page E-13
(27.2) Demerits of informal sector of loans:
(a) They charge very high rates of interest.
(b) They use unfair means to get their money back.

Social Science 2009 Question Papers Class X
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